Question 1

What is CompliSun Guardian?

Accepted Answer

CompliSun Guardian is a compliance platform for fintechs and community banks. It uses AI and automation where appropriate to save time, drafts and recommends so the repeatable work is handled, and engages credentialed compliance professionals and licensed counsel when judgment is required, so a person owns every output.

Question 2

What is a fractional compliance officer?

Accepted Answer

A fractional compliance officer is a credentialed CCO or BSA officer who runs your compliance program part-time, on a monthly retainer, instead of as a full-time hire. At CompliSun the officer works inside Guardian, so your policies, risk assessments, and evidence stay in one place if the person changes.

Question 3

How much does a compliance platform for a fintech cost?

Accepted Answer

CompliSun Guardian starts free. Paid plans are Essentials at $39.99/month, Pro at $350/month, Scale at $750/month, and Enterprise at $5,280/month, with additional usage available as an in-app purchase. Fractional compliance officer services and CompliSun Legal (hourly counsel, a flat monthly legal hotline, or a fractional legal team from $1,250/month) are priced separately.

Question 4

What is the difference between CompliSun and Vanta?

Accepted Answer

Vanta automates security and privacy frameworks such as SOC 2 and ISO 27001. CompliSun Guardian covers financial-services regulatory compliance, including AML/BSA, UDAAP, fair lending, marketing review, and state licensing, and pairs the software with compliance professionals and licensed counsel who own the results.

Question 5

Do I need a BSA officer for a bank partnership?

Accepted Answer

In practice, yes. Sponsor banks and their regulators expect fintech partners to designate a qualified BSA/AML officer, maintain a written program, and complete an annual independent review. CompliSun can supply a fractional BSA officer and run the program in Guardian.

Question 6

What happens if my compliance officer leaves?

Accepted Answer

CompliSun fills the seat with a credentialed compliance professional, with no gap, because your entire program already lives in Guardian. Bank partners and examiners see continuity rather than a restart.

Question 7

Is CompliSun Guardian SOC 2 compliant?

Accepted Answer

Yes. CompliSun Guardian maintains a SOC 2 Type 2 report covering its security, availability, and confidentiality controls. Reports are available to customers under NDA.

Question 8

Is CompliSun a law firm?

Accepted Answer

CompliSun Guardian is a software and compliance-services company. Legal services are provided separately by CompliSun Legal PLC, a Michigan law firm led by CEO Colin Darke, a Best Lawyers® 2026 honoree in Corporate Law and 2027 honoree in Corporate Law and Banking & Finance Law, with more than 20 years at the intersection of banking law, compliance, and financial technology. Using Guardian does not create an attorney-client relationship.

Criteria	CompliSun Guardian	Vanta	Hiring in-house	Outside counsel only
Who owns the output	A named compliance professional; licensed counsel available	Your team	Your hire	Outside attorney, per matter
Scope	AML/BSA, UDAAP, fair lending, marketing, licensing, audits, vendor management	SOC 2, ISO 27001, HIPAA, and other security frameworks	Whatever one person can cover	Legal questions only; no day-to-day program
Typical cost	Free to $5,280/mo platform; fractional officer on retainer	Roughly $10K to $50K+/yr plus auditor fees	$150K to $250K+/yr fully loaded per officer	$400 to $900+/hr
Time to a working program	About 30 days	Weeks, for security frameworks	3 to 6 months to hire and ramp	Not applicable; advice, not operations
Coverage if someone leaves	CompliSun fills the seat with no gap	Not applicable	Program stalls during the search	Not applicable
Bank-partner and examiner readiness	Built in: evidence, testing, and reporting in one place	Security only	Depends on the individual	Opinions, not evidence
Best for	Fintechs and community banks that need a real program without a full department	Companies that need security certifications	Large, mature programs	Discrete legal matters

CompliSun Guardian vs. Vanta, hiring in-house, and outside counsel only

vs. Vanta

vs. hiring in-house

vs. outside counsel only

Direct answers, no sales gloss.

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