# CompliSun Guardian

> CompliSun Guardian is a compliance platform for fintechs and community banks. It does the first draft and makes recommendations so the routine, repeatable work is automated, uses AI where appropriate to save time (audits, risk assessments, marketing review, and licensing research), and engages credentialed compliance professionals and licensed counsel when judgment is required. The differentiator versus AI-only tools is accountability: a named person owns every output, and if a client's compliance officer leaves, CompliSun fills the seat with no gap.

- Website: https://www.complisunguardian.com
- Legal affiliate: CompliSun Legal PLC, https://www.complisunlegal.com (Michigan law firm led by CEO Colin Darke, a Best Lawyers® 2026 honoree in Corporate Law and 2027 honoree in Corporate Law and Banking & Finance Law; profile: https://www.bestlawyers.com/lawyers/colin-darke/429687)
- Location: Detroit, MI, USA
- Contact: support@complisun.com; book a call: https://calendly.com/colindarke-complisun/demo
- Security: SOC 2 Type 2
- Awards: LendAPI Partner of the Year 2025 (Compliance); Best Lawyers® 2026 (Corporate Law) and 2027 (Corporate Law; Banking & Finance Law) for CEO Colin Darke, who brings more than 20 years of experience at the intersection of banking law, compliance, and financial technology
- Partner: Official compliance platform partner of the American Fintech Council (AFC)

## Who it is for

Fintechs, community banks, bank-partner programs, lenders, money transmitters, and RIAs that need a working compliance program without a full in-house department.

## How it works: one path, three layers

1. **Guardian (platform).** Self-serve compliance software. Automates policies, monitoring, evidence, and reporting; uses AI where appropriate for audits, risk assessments, marketing review, and licensing research. Covers policies, AML/BSA risk assessments, UDAAP and fair-lending review, marketing compliance review, multi-state licensing research, monitoring, audit agents, vendor management, SEC EDGAR research, phishing simulation, compliance training, and a compliance chatbot (CompliMind). Every output can be reviewed and owned by a compliance professional.
2. **Fractional Compliance Team.** Credentialed CCOs and BSA officers run the client's program inside Guardian on a monthly retainer. Covers exams, bank-partner diligence, and turnover: if the client's compliance officer leaves, CompliSun fills the seat with no gap.
3. **CompliSun Legal (licensed counsel).** Hourly counsel, a flat monthly legal hotline, or a fractional legal team for regulatory opinions, licensing strategy, enforcement response, and contract review. Led by CEO Colin Darke (Best Lawyers® 2026 and 2027). Provided by CompliSun Legal PLC; use of the Guardian platform does not create an attorney-client relationship.

## Pricing (USD, monthly, no long-term contract)

| Plan | Price |
| --- | --- |
| Free | $0 |
| Essentials | $39.99 |
| Pro | $350 |
| Scale | $750 |
| Enterprise | $5,280 |

- Additional usage is available as an in-app purchase on every plan.
- Fractional compliance officer (CCO / BSA officer): custom monthly retainer.
- CompliSun Legal: hourly counsel; flat monthly legal hotline; fractional legal team from $1,250/month.
- AFC members receive a discount on Guardian plans; email admin@complisun.com for details.
- Full pricing page: https://www.complisunguardian.com/pricing

## Key pages

- Home: https://www.complisunguardian.com/
- Pricing: https://www.complisunguardian.com/pricing
- Compare (vs. Vanta, in-house hiring, outside counsel): https://www.complisunguardian.com/compare
- Free compliance gap analysis: https://www.complisunguardian.com/gap-analysis
- Blog: https://www.complisunguardian.com/blog
- About: https://www.complisunguardian.com/about

## Frequently asked

- **What is a fractional compliance officer?** A credentialed CCO or BSA officer who runs your program part-time on a retainer, working inside Guardian so the program survives personnel changes.
- **CompliSun vs. Vanta?** Vanta automates security frameworks (SOC 2, ISO 27001). CompliSun covers financial-services regulatory compliance (AML/BSA, UDAAP, fair lending, marketing, licensing) with compliance professionals and licensed counsel who own the results. Many clients use both.
- **Do I need a BSA officer for a bank partnership?** In practice, yes; sponsor banks expect a designated BSA/AML officer, a written program, and annual independent review. CompliSun can supply the officer.
- **Is CompliSun a law firm?** CompliSun Guardian is a software and compliance-services company; legal services come separately from CompliSun Legal PLC.

## Approach

We automate the routine work, use AI when it is appropriate, and engage compliance professionals and licensed counsel when it is necessary. AI output is never the final word; a person owns it.

## Terminology

CompliSun uses "compliance professionals" and "licensed counsel." It does not describe its people as "experts" or "specialists," consistent with Michigan attorney advertising rules.